Arrange Financing

Get a Mortgage Pre-Approval

An important ingredient in a successful home search is knowing how much you can afford. You don’t want to fall in love with a property only to find out it’s outside your price range.

Mortgage Pre-Approval is a document from your bank or other lender stating how much of a mortgage they are willing to give you. There are a couple of reasons why this document is important:

  • It gives you the peace-of-mind of knowing what homes you can afford and it gives me the information I need to help you find your new home that fits your budget.
  • An AAR Pre-Qualification Form is required from your bank or lender  to submit with all offers unless it’s a cash offer then Proof of Funds are required to submit with the Arizona Purchase Agreement.

You can arrange for a Mortgage Pre-Approval/Pre-Qualification Form with your bank or  lender. I’m well-connected in the local real estate scene, so if you want me to recommend a reputable lender, please contact me.

How Much Home Can You Afford?

Banks and lenders use specific criteria to determine how much of a mortgage they’re willing to offer you. They look at your income, expenses, credit history and employment status, as well as the down payment you plan to make on a home. It may seem like a scary process, but it is actually straightforward and easy to complete.

By knowing what you can afford, you can confidently shop within that price range. For example, if you qualify for a $250,000 mortgage, and you have another $100,000 available as a down payment, you can look for homes in the $350,000 range.

Have questions about arranging financing? Please submit the form below or call or email me.

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